Dubai
2023/07/10
When renting a car, it’s important to get insurance in case of any liability coverage for third parties. A third party is anyone who isn’t you. It can be a pedestrian, a road user, or even a passenger in the car. In contrast, liability is a term used to mean legal responsibility in case of damage or injury.
This insurance is compulsory for drivers in some regions, especially when renting. If you get this insurance coverage, knowing what it encompasses is essential. Below, we will delve into details about what this insurance entails.
When driving a rental car, you are liable for any expenses accrued if you have an accident, and it’s your fault. However, third-party liability insurance covers the cost of repairs for any damage to another person’s property, whether it’s their fence, car, phone, or other belongings.
It also covers the expenses for treating a third-party injury. Whether it’s loss of earnings, medical bills, etc., this insurance covers those expenses. Also, the third-party’s legal expenses, like expert and court fees, are covered under this package.
This insurance package is great, but it is not all-encompassing. There are certain thing expenses this insurance doesn’t cover. For example, if you damage the rental car, you will bear the repairs expenses. Also, this insurance does not cover the cost of theft.
Furthermore, any expenses incurred if you break the terms and conditions of the rental are not covered by this insurance. For example, this includes breaking local laws like a fine for driving under the influence or letting someone else drive if their name isn’t on the rental agreement. Note that the terms and conditions of this insurance vary between rental companies. So, it’s essential to read the terms and conditions of this insurance when getting it to be sure what it covers and doesn’t.